Split covers up to half your rent on the 1st. You pay it back on payday. And every on-time rent you pay is reported to build your credit.
Two minutes in the NotchUp portal. It's how we find your rent each month, count your streak, and unlock Split.
Your first $30 is on . We've emailed these steps to you as well.
Rent and wage advances are live today. Mortgages, car payments and the rest are next — join now and you're first in line.
The 1st of the month, finally on your side.
Your mortgage, on your schedule. No refinancing.
Your car payment, without the flinch.
Insurance, tuition, utilities — the ones that keep you up are next.
Not a split — a head start. Get wages you've already earned before payday, straight from the NotchUp app. Tens of thousands of advances funded.
We verify each rent payment through the bank you connect — no landlord forms, no receipts. Miss one and the streak starts over. That's the whole test.
Your card or bank goes on file for the $30 membership. Nothing is charged until your next payday.
We spot it in your account, confirm it landed on time, and report it every month to build your credit. Your landlord never hears from us.
Before the 1st, we put up to half your rent in your account. You pay your landlord as usual, and pay us back on payday.
Rent Split is a short loan from a licensed lender with one small fee per split — as low as 2% of the amount we cover. On $900, that's $18. Repay on payday and there's nothing else. You'll see the exact cost before you accept, every time.
NotchUp is a licensed Canadian consumer lender based in Victoria, BC. Split is built and run here.
Mortgage payments build credit. Rent usually doesn't — unless someone reports it. Split records and reports every on-time rent payment you make, using the bank account you connect to confirm it, so the biggest payment you make each month finally counts. No forms, no landlord sign-off, no changing how you pay.
Then there's timing. Rent is due on the 1st; most Canadians are paid every two weeks. Rent Split closes that gap: after three verified on-time months, we cover up to half your rent on the 1st and you repay it on payday. It's short-term credit from a licensed lender, with one small fee per split shown before you accept, and only there when you want it.
Yes. When Split covers part of your rent, that's a short loan from NotchUp, a licensed Canadian consumer lender. It has one small fee per split — as low as 2% of the amount we cover, so about $18 on $900 — and the exact cost is shown before you accept. Repay on payday and there's nothing else.
No. You keep paying your landlord exactly the way you do now. Nothing changes on their side and they're never contacted.
Through the bank account you connect at signup. We spot your rent payment each month, confirm it landed on time, and report it. No receipts, no forms.
A late payment restarts your three-month streak toward Split. Payments are reported as they happen, so an on-time record is what builds your credit — and what unlocks Split.
Rent reporting to build your credit from your very first month, your on-time streak tracking, and Split the moment you unlock it. Cancel anytime.
No credit check to join or to build your streak. When Split unlocks, approval is based on the on-time rent history you've already shown us.
Join now, connect your bank, and your first on-time rent gets reported this month.